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The cloud-native platform built for alternative asset complexity
A unified golden source of data for your entire portfolio
Pepper eliminates the reconciliation problem. Every position, valuation, covenant, document, and investor obligation consolidated into one cloud-native platform — so your team stops rebuilding the picture from disparate systems and starts making decisions from data they can trust.
Multi-Dimensional Portfolio Intelligence
Track every investment across four dimensions. simultaneously.
Pepper tracks all investments across Investment, Fund, Portfolio, and Asset levels — with seamless drill-down into any position and roll-up using any hierarchy. No manual aggregation.
Investment
Deal-level economics, terms, covenants, and cash events — linked to the origination record
Fund
Fund-level roll-up across commitments, NAV, IRR, DPI, and capital activity by vehicle and vintage
Portfolio
Cross-fund views — exposure concentration, sector allocation, currency risk, performance attribution
Asset
Borrower-level financials, KPIs, valuation inputs — normalized from every source format
What Pepper's Portfolio Management Module Covers
Private credit and secondaries.
One platform.
Private credit portfolio management
Real-time portfolio monitoring
AI-assisted drafting
At-a-glance visibility across every loan, note, and credit instrument in your portfolio, updated continuously from live data — not from a morning export or a quarterly consolidation. Your team sees deterioration when it starts, not when it has already compounded.
LP campaign management
Direct lending, mezzanine, distressed, and credit secondaries managed simultaneously within a single platform. Full multi-currency support with real-time FX tracking — no separate currency reconciliation process.
Covenant monitoring for private credit
Continuous AI monitoring
Every covenant test, maturity date, and payment event tracked at the position level, with configurable alerts that fire before thresholds are breached. Your compliance posture is current every day, not just on test date.
Aggregate and normalize data from multiple sources
AI-powered ingestion
APIs, Excel interfaces, PDF extraction, and direct imports all flow into Pepper. Borrower financials, agent reports, third-party data — normalized into one clean, structured dataset your team can actually use for monitoring and reporting.
Private credit reporting for LPs and regulators
AI narrative drafting
Investor reports, regulatory filings, and compliance outputs generated directly from live portfolio data. No manual assembly. What your LPs receive is the same number your system holds — because there is no export step in between.
Secondaries portfolio management
Secondaries portfolio management
at scale
Pepper handles the structural and data complexity of secondaries: LP interest acquisitions, GP-led continuation vehicles, and fund-of-funds positions managed in a single unified platform. High volume. Multiple structures. One source of data.
AI-assisted drafting
Underlying fund holdings visibility
Instant view of every underlying fund position in your secondaries portfolio, with live data flowing directly from Pepper's integrated asset library. Your team stops reconciling between position records and reporting outputs.
GP-led and LP-led secondaries: one platform for both
Pepper's flexible data model accommodates traditional LP interest purchases and complex GP-led continuation vehicles without customization overhead. Structure the deal the way it is actually structured — the platform adapts, not your workflow.
Vintage and manager diversification tracking
Portfolio diversification across vintage years, managers, geographies, and strategies monitored in one view. Your investment team and LPs see the full picture of risk-adjusted exposure — not a point-in-time report assembled from separate manager data packages.
NAV and valuation
management for secondaries
Pepper manages liquidity, valuations, and multi-currency NAV calculations across your secondaries book — keeping numbers accurate, audit-ready, and consistent between what your investment team monitors and what your LPs receive.
AI anomaly detection
One Connected Platform
Portfolio management is where investment decisions are validated. The platform is where they scale.
Every position in Pepper's portfolio management module is connected to the deal record that created it, the fund vehicle that holds it, and the investor reporting that accounts for it. One data spine. No reconciliation gaps between deal team, portfolio team, and IR.
Pepper AI
AI That monitors your portfolio so your team can manage It.
Pepper AI operates on the structured, investment-grade data your team has built in the platform — covenant terms, borrower financials, position marks — making its outputs verifiable in a way that externally-trained AI cannot match.
Financial deterioration detection
Margin compression, receivables drift, and coverage ratio trends identified across your portfolio automatically from quarterly borrower data. Your team sees the credit deteriorating before it surfaces in a covenant calculation — with enough lead time to engage the borrower, not just record the breach.
Use case: 60–90 day early warning before covenant breach
PIK and delayed-draw tracking
PIK interest compounding and delayed-draw funding milestones tracked automatically against each credit agreement. No manual reconciliation. No discrepancy between what the agreement says, what the model projects, and what the monitoring record shows
Use case: PIK compounding, DDTL milestones, draw conditions
Portfolio stress testing at scale
Run 20 parameterised stress scenarios across your full portfolio in the time it used to take to run three. Rate paths, sector shocks, default cycles — modelled simultaneously. Your IC sees the full sensitivity range, not the two scenarios your team had time to build.
Output: IC-ready scenario tables from live position data
LP Report narrative generation
First-draft LP report narratives assembled from structured portfolio data each quarter. Your team reviews, edits, and approves. Quarter-end reporting goes out faster — and the narrative is grounded in the data your platform holds, not reconstructed from memory and exports.
Time saved: Days off the quarter-end reporting cycle
Valuation accuracy starts with the data, not the model.
See how private credit managers use Pepper to calculate NAV from the
same data that
governs each credit agreement — not reconstructed
from it.
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