Pepper eliminates the reconciliation problem. Every position, valuation, covenant, document, and investor obligation consolidated into one cloud-native platform — so your team stops rebuilding the picture from disparate systems and starts making decisions from data they can trust.
Private credit portfolio
management
At-a-glance visibility across every loan, note, and credit instrument in your portfolio, updated continuously from live data — not from a morning export or a quarterly consolidation. Your team sees deterioration when it starts, not when it has already compounded.
Secondaries portfolio
management
Pepper handles the structural and data complexity of secondaries: LP interest acquisitions, GP-led continuation vehicles, and fund-of-funds positions managed in a single unified platform. High volume. Multiple structures. One source of data.
Direct lending, mezzanine, distressed, and credit secondaries managed simultaneously within a single platform. Full multi-currency support with real-time FX tracking — no separate currency reconciliation process, no data gap between what the system holds and what NAV calculations reflect.
Instant view of every underlying fund position in your secondaries portfolio, with live data flowing directly from Pepper's integrated asset library. Your team stops reconciling between position records and reporting outputs — they start from the same place.
Every covenant test, maturity date, and payment event tracked at the position level, with configurable alerts that fire before thresholds are breached — not after the borrower has already missed the trigger. Your compliance posture is current every day, not just on test date.
Pepper's flexible data model accommodates traditional LP interest purchases and complex GP-led continuation vehicles without customization overhead. Structure the deal the way it is actually structured — the platform adapts, not your workflow.
APIs, Excel interfaces, PDF extraction, and direct imports all flow into Pepper. Borrower financials, agent reports, third-party data — normalized into one clean, structured dataset your team can actually use for monitoring and reporting.
Portfolio diversification across vintage years, managers, geographies, and strategies monitored in one view. Your investment team and LPs see the full picture of risk-adjusted exposure — not a point-in-time report assembled from separate manager data packages.
Investor reports, regulatory filings, and compliance outputs generated directly from live portfolio data. No manual assembly. No version control risk. What your LPs receive is the same number your system holds — because there is no export step in between.
Pepper manages liquidity, valuations, and multi-currency NAV calculations across your secondaries book — keeping numbers accurate, audit-ready, and consistent between what your investment team monitors and what your LPs receive.
Margin compression, receivables drift, and coverage ratio trends identified across your portfolio automatically from quarterly borrower data. Your team sees the credit deteriorating before it surfaces in a covenant calculation — with enough lead time to engage the borrower, not just record the breach.
Run 20 parameterised stress scenarios across your full portfolio in the time it used to take to run three. Rate paths, sector shocks, default cycles — modelled simultaneously. Your IC sees the full sensitivity range, not the two scenarios your team had time to build.
PIK interest compounding and delayed-draw funding milestones tracked automatically against each credit agreement. No manual reconciliation. No discrepancy between what the agreement says, what the model projects, and what the monitoring record shows.
First-draft LP report narratives assembled from structured portfolio data each quarter. Your team reviews, edits, and approves. Quarter-end reporting goes out faster — and the narrative is grounded in the data
Thought leadership
Why industry focus matters more than features — a guide for private credit and secondaries managers.
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AI Insights
Where AI transforms the investment process in private credit and secondaries — and where human judgment stays non-negotiable.
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Whitepaper
Download Pepper's whitepaper on the infrastructure gap between generic CRM and what alternative managers actually need.
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